Finding second chance apartments with bad credit, evictions, or broken leases can feel impossibleโbut having a cosigner might be the solution you need. If you’re searching for “second chance apartment cosign” options, you’re likely wondering: will a cosigner actually help me get approved?
The short answer is yes. A qualified cosigner can significantly increase your chances of approval at second chance apartment communities, even with past rental issues. Many landlords who offer second chance housing programs specifically allow cosigners as a way to mitigate risk while giving tenants a fresh start.
How Cosigners Work for Second Chance Apartment Applications
A cosignerโsometimes called a guarantorโis someone who agrees to be legally responsible for your rent if you can’t pay. For second chance apartments, cosigners provide landlords with additional security by offering strong credit and income as backup.
What makes a good cosigner for second chance apartments:
- Credit score typically above 650 (requirements vary by property)
- Stable income 3-4x the monthly rent
- Clean rental history with no recent evictions
- Willingness to sign the lease agreement and undergo screening
Many second chance apartment complexes actively welcome cosigners because it reduces their financial risk while helping you secure housing. Some properties even have specific cosigner programs designed for applicants rebuilding their rental history.
List Of Second Chance Apartments That Accept Cosigners
Second Chance Apartment CoSign Houston
- Address: 1880 S Dairy Ashford Rd, Houston, TX 77077
- Alternative Address: 9700 Richmond Ave. Suite 160, Houston, TX 77042
- Phone: (713) 240-5037 | (832) 206-6277 | (281) 944-5737
- Services: Done Deal Cosign partnership, guaranteed apartment approval
- Accepts: Evictions, broken leases, poor credit, criminal backgrounds
- Coverage: 100+ partner properties in Houston area
- Special Features:
- Immediate move-in options available
- Special move-in deals (as low as $300)
- No judgment policy
- Social Media: Active on TikTok and Facebook (@2ndchanceAptHtown)
- Notable Team: Ms. LaShell, Sandra (highly rated for professional service)
- Cost: Free to renters (paid by property communities)
Eviction Intervention – Second Chance Program
- Phone: (713) 322-4799
- Location: Houston and surrounding areas
- Services: Second chance apartment rental program with surety guarantee
- Accepts: Recent evictions, broken leases, credit challenges
- Coverage: 90+ participating apartments throughout Houston
- Requirements:
- Currently employed
- Combined income of 3x monthly rent
- No misdemeanor or felony record (exceptions may apply with details)
- Commitment to on-time rental payments
- Special Features: Provides surety to landlords for application approval
- Cost: Contact for program details
Second Chance Apartment CoSign (Dallas/Fort Worth)
- Phone: 1-866-675-2324
- Team: Ross and Marlene (licensed Texas real estate agents)
- Website: secondchanceapartment.com/texas/dallas | secondchanceapartment.com/texas/fort-worth
- Services:
- Free apartment locating
- Tour assistance
- Move-in support
- Application assistance
- Accepts: Evictions, broken leases, bad credit, criminal backgrounds
- Coverage: Dallas, Fort Worth, Arlington, Plano, and all DFW suburbs
- Rebate: $200 after move-in
- Experience: 10+ years helping with rental issues
- Special Features:
- Customized property search using 5+ databases
- Will drive clients to get necessary documents
- Guidance through entire application process
- Cost: 100% FREE (paid by property communities)
Second Chance Apartments CoSign Atlanta
- Address: PO BOX 191003, Atlanta, GA
- Phone: (678) 210-3388
- Email: help@support2nd.com
- Website: secondchanceapartments.org
- Social Media: @secondchanceapartments (Instagram/Facebook)
- Services: Free locator service for renters with rental issues
- Accepts: Evictions, bankruptcies, credit issues
- Coverage: Atlanta metro and surrounding areas
- Hours: Always open
- Cost: Free service
1. Second Chance Apartment Co-Sign
๐ Location: Houston, Texas
๐ Phone: (832) 480-4442 / (281) 944-5737
๐ฌ Details: A leading Houston-based service helping renters with past evictions, bad credit, or broken leases. Offers guaranteed approval for qualified clients.
2. Second Chance Apartment Group
๐ Location: Texas (Austin, Dallas, Houston, San Antonio, Fort Worth)
๐ Phone: 1-866-675-2324
๐ฌ Details: Helps renters find apartments that accept co-signers and offer second-chance leasing options throughout major Texas cities.
3. OneApp Guarantee
๐ Location: Nationwide
๐ Phone: (503) 558-6319
๐ฌ Details: Acts as a guarantor or co-signer service for renters who may otherwise be denied. Great for rebuilding rental credibility and securing approval.
4. Liberty Rent Guarantee
๐ Location: Birmingham, Alabama
๐ Phone: (205) 415-4900
๐ฌ Details: Partners with apartment communities to provide risk-free co-signing for renters who face credit or income barriers.
5. EZ Rental Solutions
๐ Location: DallasโFort Worth, Texas
๐ Phone: (214) 214-4977
๐ฌ Details: Connects renters with apartments that accept co-signers or flexible approvals. Ideal for those with broken leases or evictions.
6. My Cosigner
๐ Location: Phoenix, Arizona
๐ Phone: (602) 857-7855
๐ฌ Details: Provides professional co-sign assistance for Arizona renters. Works with several second-chance properties to help tenants rebuild trust.
7. Second Chance Apartment Experts
๐ Location: Atlanta, Georgia
๐ Phone: (404) 800-3799
๐ฌ Details: Specializes in helping Atlanta renters with evictions or low credit scores find apartments that accept co-signers and flexible approvals.
8. Second Chance Leasing Services
๐ Location: Las Vegas, Nevada
๐ Phone: (702) 703-2262
๐ฌ Details: Assists renters with prior evictions, low income, or poor credit. Works with local apartment complexes that offer second-chance programs.
9. Fresh Start Apartment Locators
๐ Location: Dallas, Texas
๐ Phone: (469) 301-1226
๐ฌ Details: Offers apartment placement for renters with evictions, foreclosures, or broken leases. Connects with properties that accept co-signers.
10. Second Chance Housing Network
๐ Location: Houston, Texas
๐ Phone: (346) 300-1904
๐ฌ Details: A Houston-based rental support network helping tenants secure apartments using co-sign or guarantor options, even after past rental issues.
What You Need to Provide:
- For Applicant: Photo ID, pay stubs, employment verification, rental history
- For Cosigner: Photo ID, pay stubs, bank statements, credit authorization form
- Additional: References, explanation letter (if applicable)
๐ WHAT COSIGNERS NEED (General Requirements)
Standard Cosigner Qualifications:
| Requirement | Details |
|---|---|
| Credit Score | Typically 650+ (varies by property) |
| Income | 3โ4ร the monthly rent |
| Rental History | Clean record with no recent evictions |
| Background | No recent legal issues or criminal record |
| Documents | Valid photo ID, proof of income, bank statements |
๐ก IMPORTANT TIPS FOR APPROVAL
Before You Apply:
- โ Be Transparent – Disclose rental issues upfront
- โ Gather Documents – Have all paperwork ready before applying
- โ Explain Your Story – Provide context about past issues and current stability
- โ Show Improvement – Proof of steady income, job stability, paid debts
- โ Call First – Confirm cosigner policies before applying
- โ Prepare for Higher Deposits – May need additional security deposit
Red Flags to Avoid:
- โ Incomplete applications
- โ Dishonesty about past issues
- โ Missing documentation
- โ Applying to properties that don’t accept your situation
- โ Multiple applications without strategy
๐๏ธ TYPES OF PROPERTIES THAT ACCEPT COSIGNERS
Most Accepting:
- โ Private landlords
- โ Smaller apartment communities
- โ Second chance designated properties
- โ Properties affiliated with locator services
More Restrictive:
- โ ๏ธ Large corporate management companies
- โ ๏ธ Luxury high-rise buildings
- โ ๏ธ Properties in highly competitive markets
๐ EMERGENCY HOUSING RESOURCES
National/Texas:
- 2-1-1 Texas: Call 211 for housing assistance
- Housing Forward Helpline: (888) 411-6802
Georgia:
- Georgia Continuum of Care: Homeless prevention and legal aid
- Salvation Army Carr P. Collins Center: (214) 424-7050
Last Updated: November 2025
Disclaimer: Contact information and policies change frequently. Always verify details directly with the service provider or property before applying. Locator services are typically free to renters as they’re compensated by apartment communities. Individual approval depends on your specific circumstances and current property policies. Most services listed accept cosigners, but always confirm cosigner policies before applying.
